ECO4 Scheme 2026: Free Boilers, Heat Pumps & Solar Panels

The ECO4 scheme is a government-backed programme, funded by energy suppliers, that gives eligible UK households free boilers, heat pumps with solar panels, and insulation. You may qualify if you own your home or rent privately, have an EPC rating of D to G and receive a qualifying benefit, or meet your council’s LA Flex criteria. ECO4 closes on 31 December 2026, so apply now.

Not eligible? The Boiler Upgrade Scheme and our solar panel installations are open to all homeowners.

Free Boiler Grant

Replace your old boiler with an efficient A-rated model for free. As a result, you enjoy a warmer home and lower energy bills.

Heat Pump Grant

Upgrade to an air source heat pump, often with free solar panels. In addition, you cut your carbon emissions.

Solar Panel Installation

Solar panels and battery storage with £0 upfront finance, so you generate your own power and cut your bills.

Boiler Upgrade Scheme

Get £7,500 towards a heat pump, or up to £9,000 for oil and LPG homes, with no income test.

What Is the ECO4 Scheme?

ECO4 can cover a new boiler, loft and cavity wall insulation, radiators, smart heating controls, and renewable heating such as air source heat pumps with solar panels. In addition, installation is free.

What is the ECO4 scheme

ECO4 stands for Energy Company Obligation (fourth phase). It is a UK government scheme that requires large energy suppliers to fund heating and insulation upgrades for low-income and vulnerable households. In fact, this phase began in April 2022 and has been extended to 31 December 2026. Furthermore, it is regulated by Ofgem and covers England, Scotland and Wales.

ECO4 is worth around £1 billion a year and focuses on the least energy-efficient homes. As a result, it helps to cut energy bills, raise EPC ratings and reduce fuel poverty. It covers boiler replacement, air source heat pumps, solar panels, smart controls and first-time central heating for homes with no existing system.

Many UK households trust ECO4 because it reduces fuel poverty and supports renewable energy. Households on certain government benefits can get 100% of the cost of a heating upgrade covered, often with free insulation. Moreover, the success of the earlier ECO1, ECO2 and ECO3 phases has built strong public trust in the scheme.

What Happens When the ECO4 Scheme Ends in December 2026?

ECO4 closes on 31 December 2026. After that, help with home energy upgrades continues through the government’s Warm Homes Plan, the Boiler Upgrade Scheme and finance-backed installations. ECO Energy Packs will keep helping you find the right route for your home, so apply for ECO4 now while funding lasts and plan your next upgrade with us.

OptionWhat you getWho it is forStatus
ECO4Free boiler, heat pump, insulation and central heatingHouseholds on qualifying benefits or LA Flex, EPC D–GCloses 31 December 2026
Boiler Upgrade Scheme£7,500 off a heat pump (up to £9,000 for oil and LPG homes until March 2027)Property owners in England and Wales, no income testFunded to 2029/30
Warm Homes Local GrantInsulation, heat pumps and solar panels via your councilLow-income households in EnglandCouncil-led; single low-income scheme from 2027/28
Solar panel installationSolar PV and battery storage, with £0 upfront financeAll homeownersAvailable now

Sources: GOV.UK Warm Homes Plan, GOV.UK Boiler Upgrade Scheme, Ofgem ECO4.

Boiler Upgrade Scheme

£7,500 towards an air source or ground source heat pump, or up to £9,000 for oil and LPG homes.

Solar Panel Installation

Solar PV and battery storage with £0 upfront finance and free replacement protection.

Air Source Heat Pumps

Low-carbon heating funded by ECO4 until December 2026, then by the Boiler Upgrade Scheme.

LA Flex Scheme

Council-referred ECO4 funding for households not on benefits, based on income or health.

Who Is Eligible for the ECO4 Scheme?

You are likely to qualify for the ECO4 scheme if you meet the criteria below. Then, ECO Energy Packs manages your application from start to finish. Not on benefits? In that case, you may still qualify through the LA Flex scheme.

Who Can Apply?

Property Requirements

ECO4 Scheme Qualifying Benefits

Benefits That Don’t Qualify on Their Own

How to Apply for the ECO4 Scheme in 3 Steps

Applying for the ECO4 scheme is simple. Homeowners and private tenants can apply once they meet the eligibility criteria:

1. Check Eligibility

First, complete our free eligibility check. It takes about 60 seconds.

2. Free Site Survey

Next, a certified assessor surveys your home to confirm the right heating and insulation measures.

3. Approval & Installation

Once funding is approved, certified installers fit your upgrades with minimal disruption and leave your home clean.

Benefits of the ECO4 Scheme

Get a new boiler, heat pump, insulation or central heating at no cost.

As a result of better efficiency, your heating costs go down.

In addition, better heating and insulation keep your home comfortable all year.

Designed especially for households struggling with high energy costs.

Moreover, it supports a greener UK by promoting energy-efficient solutions.

We handle the paperwork, and installation usually follows soon after approval.

Similarly, energy-efficient homes attract more buyers and renters.

Finally, it is backed by the UK government and funded by energy suppliers.

Why Choose ECO Energy Packs for the ECO4 Scheme?

ECO4 scheme grants from ECO Energy Packs

ECO4 Approved Installer

Work with certified professionals ensuring high-quality installations.

Grant Application Expert

Our team simplifies the process, helping you secure funding easily.

Free Assistance

From eligibility checks to installation, we support you at no cost.

Transparent Process

No hidden fees or surprises—just straightforward grant approval.

TrustMark Registered

We give you a peace of mind with guaranteed safety and reliability.

Commitment to Sustainability

Get the most energy-efficient heating solutions to save Earth.

ECO4 Scheme FAQs

What is the ECO4 scheme?

ECO4 (Energy Company Obligation 4) is a UK government scheme that requires large energy suppliers to fund heating and insulation upgrades for low-income and vulnerable households. Eligible homes can get a free boiler, heat pump, insulation or central heating.

Who is eligible for the ECO4 scheme?

You may be eligible if you own your home or rent privately, your home has an EPC rating of D to G, and someone in the household receives a qualifying benefit such as Universal Credit or Pension Credit. Otherwise, you may qualify through LA Flex.

When does the ECO4 scheme end?

ECO4 has been extended and now closes on 31 December 2026. However, supplier funding is limited and can run out earlier, so it is best to apply as soon as possible.

What can I get for free under ECO4?

ECO4 can fund boiler replacements, air source heat pumps, solar panels, loft and cavity wall insulation, electric storage heaters, smart heating controls and first-time central heating, including installation.

Is the ECO4 scheme really free?

Yes, for eligible households. Energy suppliers fund the upgrades, so there is nothing to repay and no hidden charges for the survey, application or installation.

What happens after ECO4 ends?

After December 2026, support continues through the Warm Homes Plan, including council-led Warm Homes Local Grants for low-income homes. In addition, the Boiler Upgrade Scheme offers £7,500 towards a heat pump in England and Wales, or up to £9,000 for oil and LPG homes until March 2027.

Can I get ECO4 if I am not on benefits?

Yes, possibly. Through LA Flex, your local council can refer you if your household income is under about £31,000 or someone in the home has a health condition made worse by the cold.

How long does ECO4 installation take?

Most boiler installations take one day, and insulation usually takes one to two days. Heat pump installations typically take two to five days, depending on the work needed.

Is ECO4 available in Scotland and Wales?

Yes. ECO4 covers England, Scotland and Wales. It is not available in Northern Ireland, which has its own schemes.

Apply for the ECO4 Scheme Before 31 December 2026

ECO4 closes on 31 December 2026 and supplier funding can run out earlier. Check your eligibility now to secure free heating and insulation upgrades for your home.

What our clients say about
Eco Energy Packs

Harrison – ECO Energy Packs customer

Great service from Eco Energy Pack! I installed a free A-rated boiler through the ECO4 grant scheme, and the whole process was so easy. The team handled everything, from paperwork to installation, and they left my house immaculate. I have already seen how warm my house feels! Thank you!

Harrison

Ella – ECO Energy Packs customer

Had my loft insulation installed with the ECO Energy Pack, and I can already feel the difference. The house now keeps so much heat. Installers were professional, humble, and sure to clean up later. Great experience to end!

Ella

Oscar – ECO Energy Packs customer

I was struggling with a high heating bill and an old boiler that worked hard. Eco Energy Pack helped me apply for a government grant, and within weeks, I had a new energy-efficient boiler installed for free! It was so easy, thank you!

Oscar

Freddie – ECO Energy Packs customer

Eco Energy Pack fitted us with an air source heat pump and solar panels, and it has been a game-changer. The house remains hot without using more electricity, and our bills are very low. The team was kind and professional and they even explained to us the whole working process of a heat pump. Highly recommended!!

Freddie